* Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole loan within the Pay in 4 period. Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly. The application WON'T affect your credit score. Please note: You will still need to apply for finance at the cart stage.
Who are Snap Finance?
Snap Finance offer point of sale loans that are up to 24 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled! They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full loan term.
Check your eligibility without affecting your credit score!
Please note: A hard credit search will be required at point of completion of your loan.
What is Pay in 4?
All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can't wait, let Snap pay for it, then settle within 4 months!
* Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole loan within the Pay in
4 period. Flexible repayment options available.
Eligibility Criteria
Please take a look at the criteria below that makes you eligible for a Snap Finance loan today:
There is a minimum £15 deposit if you're approved, but you won't need to pay that until you've chosen your items and are ready to sign the agreement. This will be deducted from the total amount of the loan!
See how much you can be approved for now
Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%,
Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR
Bedcare Ltd (Trading as Reinforced Beds) is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813). Snap Finance Ltd’s permissions as a Principal Firm allows Bedcare Ltd to act as a credit broker, not a lender. Credit subject to status. Terms and conditions apply. Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202. Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 OAB.